DATA SECURITY ALERT: Important information for Blue Cross Blue Shield Rhode Island subscribers who have received health services in Massachusetts.
Judges, Legislators & State Police Retired judges, legislators and State police receive different health coverage than other retired State employees. Please click on the tabs below for more information. Judges & Legislators Pre-65 Medical/Prescription Coverage Retired State judges and legislators may elect one of three plans: Anchor, Anchor Plus and Anchor Choice. There are no State subsidies towards the cost of coverage. The Anchor, Anchor Plus and Anchor Choice plans available to retired judges and legislators offer identical coverage as the same plans for active employees except for the following: No requirement for primary care physician (PCP) coordination of care (i.e., no higher co-pay or coinsurance for visiting specialists without a PCP referral) No place of service tiering feature for major imaging services (i.e., major imaging services such as CT/PET scans and MRIs are NOT covered in full after deductible even if a freestanding imaging center is used) The State does not open or contribute to HSAs for retired judges Premium rates Plan Comparison See below for detailed plan comparison. Visit the Glossary page for more information on key terms like coinsurance, deductible and out-of-pocket maximum. Plan Documents Summary of Benefits and Coverage A brief plan outline Retiree Anchor Plan Benefits Booklet 2023 PDF file, about 2mbmegabytes Retiree Anchor Plus Plan Benefits Booklet 2023 PDF file, about 2mbmegabytes Retiree Anchor Choice Plan Benefits Booklet 2023 PDF file, about 2mbmegabytes Summary Plan Description ("Benefits Booklet") A comprehensive description regarding the terms of coverage, including exclusions and limitations Retiree Anchor Plan Benefits Booklet 2022 PDF file, about 2mbmegabytes Retiree Anchor Plus Plan Benefits Booklet 2022 PDF file, about 2mbmegabytes Retiree Anchor Choice Plan Benefits Booklet 2022 PDF file, about 2mbmegabytes Monthly Premium Rates (2023)* Anchor Anchor Plus Anchor Choice Individual $706.76 $756.20 $701.67 Family** $1,981.39 $2,119.98 $1,967.09 * Premiums are deducted post-tax from pension checks. ** If you want coverage for only two people, you may purchase two individual policies instead of a family policy to reduce your total premiums. Enrollment Information To enroll, please complete and submit the Pre-65 Retiree Health Coverage Election Form (Judges & Legislators) to the Office of Employee Benefits. Post-65 Medical / Prescription Coverage Pursuant to State law, retired judges are required to enroll in Medicare Part B when first eligible. Generally, Medicare enrollees also purchase a Medicare supplement (Medigap) plan along with a Part D prescription drug plan, or a Medicare Advantage plan. Medicare coverage options are available through Via Benefits. However, because retired judges do not receive State subsidies, they are not required to purchase their Medicare coverage through Via Benefits. Dental & Vision Coverage Eligibility Retired judges and legislators are eligible to enroll in Anchor Dental and/or Anchor Vision. The buy-up plans—Anchor Dental Plus, Anchor Dental Platinum and Anchor Vision Plus—are available through COBRA for up to 18 months. Monthly Premium Rates (2023)* Anchor Dental Anchor Vision Individual $33.45 $5.20 Family** $86.63 $14.36 * Premiums are deducted post-tax from pension checks. ** If you want coverage for only two people, you may purchase two individual policies instead of a family policy to reduce your total premiums. State Police Enrollment To enroll, please complete and submit the Pre-65 Retiree Health Coverage Election Form (State Police) to the Office of Employee Benefits. Contact For eligibility, enrollment and premium rate inquiries, contact State Police Human Resources at (401) 764-5823. For other general inquiries, contact the Office of Employee Benefits.