Disabled Retirees

Pursuant to RI General Laws § 36-12-2.2, if you are a State retiree receiving State disability pension, you may be eligible to receive State-subsidized health coverage.

Please check with ERSRI on whether you qualify for State disability pension. You are not considered a State disabled retiree if you are only receiving other form(s) of disability (e.g., Social Security disability).

If you are under age 65 and are receiving disability benefits from the Social Security Administration, you are automatically enrolled in Medicare Part A. Pursuant to State law, you must also enroll in Medicare Part B. The State-sponsored coverage described below may act as a supplement to your Medicare coverage.

See below for the medical plan(s) and State subsidy rate that you may qualify for:

Retirement date before 10/1/08

Please contact the Office of Employee Benefits for information on pre-10/1/08 disabled retiree health coverage.

Retirement date on or after 10/1/08

Age	Qualifying Plan(s)	2024 Monthly Premium^†	State Subsidy Rate
<59	Active employee Anchor Plan, Anchor Plus Plan, or Anchor Choice Plan*	Anchor: $774.70 Anchor Plus: $828.89 Anchor Choice: $769.12	No subsidies
59-64	Retiree Anchor Plan, Retiree Anchor Plus Plan, or Retiree Value Plan**	Retiree Anchor Plan: $1,361.11 Retiree Anchor Plus Plan: $1,456.42 Retiree Value Plan: $828.89	10-20 years of State service: 50% subsidy on individual coverage 20+ years of State service: 80% subsidy on individual coverage
65+	If eligible for Medicare: Must enroll in Medigap or Medicare Advantage Plan If not eligible for Medicare: May enroll or remain in the Retiree Anchor Plan, Retiree Anchor Plus Plan or the Retiree Value Plan**	Medicare: Premiums vary*** Retiree Anchor Plan: $1,361.11 Retiree Anchor Plus Plan: $1,456.42 Retiree Value Plan: $828.89	10-20 years of State service: 50% subsidy on individual coverage^†† 20+ years of State service: 80% subsidy on individual coverage^††

^† Unsubsidized premium. For example, if you qualify for a 50% State subsidy, you are only responsible for half of the premium amount shown here.

* Click here to see coverage details for the active employee plans. Please note that the disabled retiree versions of Anchor, Anchor Plus and Anchor Choice do not feature PCP coordination of care or place of service tiering for imagining, and enrollment in the Anchor Choice Plan is not accompanied by an HSA with State contributions.

** Click here to see coverage details for the retiree plans.

*** See the "Premium Rates" tab on the Retiree Medicare page for more information.

^†† See the health reimbursement arrangement (HRA) page for more information.