Official State of Rhode Island website

  • Change the visual color theme between light or dark modes
  • Adjust the font size from the system default to a larger size
  • Adjust the space between lines of text from the system default to a larger size
  • Adjust the space between words from the system default to a larger size
State of Rhode Island Office of Employee Benefits

Healthcare Historical Rates

See below for 2025 premium rates—i.e., your co-shares. Premium co-shares for prior years can also be found below.

A co-share is the amount that is deducted from your pay each pay period for your coverage. It is your “share” of the overall plan cost. Co-shares vary by individual vs. family coverage, as well as by annual salary and full-time/part-time status. Co-shares listed here are for classified and unclassified State employees only. Non-classified union & non-union employees working in higher ed should refer to their college/university website (URI, RIC, CCRI) for their co-shares.

Co-share amounts are determined as a percentage of the full plan costs, or "working rates."  

 

Bi-weekly Co-share Rates

For unions that ratified new CBAs and non-union classified and unclassified (effective January 1, 2025)

For RIBCO (Correctional Officers; Nurses; Civilians) and Non-Classified Union and Non-Union Education

* Salary ranges do not include overtime or other non-salary wages.

** If your scheduled work hours are fewer than the full hours specified for your position, you will be classified as a part-time employee. Your co-share amount is determined according to the full-time annual salary for your job specification, not your part-time wages actually earned.

For unions that ratified new CBAs and non-union classified and unclassified (effective January 1, 2025)

For RIBCO (Correctional Officers; Nurses; Civilians) and Non-Classified Union and Non-Union Education

* Salary ranges do not include overtime or other non-salary wages.

** If your scheduled work hours are fewer than the full hours specified for your position, you will be classified as a part-time employee. Your co-share amount is determined according to the full-time annual salary for your job specification, not your part-time wages actually earned.

Historical Rates

Co-Share Rates

Working Rates (full plan costs)

Co-Share Rates

Working Rates (full plan costs)

Co-Share Rates

Working Rates (full plan costs)

Medical/Prescription

Plan Name Individual Family
Anchor Choice with HSA $715.70 $2,006.43
Anchor $720.90 $2,021.02
Anchor Plus $771.32 $2,162.38

Dental

Plan Name Individual Family
Anchor Dental $34.12 $88.36
Anchor Dental Plus $38.26 $99.13
Anchor Dental Platinum $44.15 $114.33

Vision

Plan Name Individual Family
Anchor Vision $5.30 $14.65
Anchor Vision Plus $7.60 $20.95

Vision

Plan Name Individual Family
Anchor Vision $5.33 $14.73
Anchor Vision Plus $7.64 $21.07

Medical/Prescription

Plan Name Individual Family
Anchor Choice with HSA $674.75 $1,891.63
Anchor $679.65 $1,905.38
Anchor Plus $727.19 $2,038.65

Dental

Plan Name Individual Family
Anchor Dental $34.81 $90.17
Anchor Dental Plus $39.05 $101.15
Anchor Dental Platinum $45.04 $116.67

Medical/Prescription

Plan Name Individual Family
Anchor Choice with HSA $642.70 $1,801.80
Anchor $647.37 $1,814.90
Anchor Plus $692.65 $1,914.84

Dental

Plan Name Individual Family
Anchor Dental $37.39 $96.85
Anchor Dental Plus $41.94 $108.65
Anchor Dental Platinum $48.38 $125.32

Vision

Plan Name Individual Family
Anchor Vision $5.47 $15.09
Anchor Vision Plus $7.82 $21.57

Dental

Plan Name Individual Family
Anchor Dental $34.81 $90.18
Anchor Dental Plus $39.56 $101.16
Anchor Dental Platinum $45.04 $116.68

Vision

Plan Name Individual Family
Anchor Vision $5.13 $14.17
Anchor Vision Plus $7.34 $20.26

Medical/Prescription

Plan Name Individual Family
Anchor Choice with HSA $606.32 $1,699.81
Anchor $610.75 $1,712.16
Anchor Plus $653.44 $1,831.92